Providing Hampton Roads with personal, professional service since 2005  (757) 200-3183 

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We have the coverage that is right for you.  Good drivers, bad drivers, lapses in coverage, or if you need an SR22 or FR44, we can help. 

 

Let us be your partner in safety.  We will start by offering you auto insurance with a company with a great track record -- why settle for just one choice of auto insurance carrier?  Add to that discounts and price advantages tailored to reflect you and your family's situation and you get more than coverage that's priced to meet your budget.  You get the protection you need. 

 

Do you know what you are buying and why?  Let us break it down for you:

 

Bodily injury liability: If you are responsible for an accident (you are at fault), this coverage pays damages for others' injuries.


Property damage liability: If you are responsible for an accident, this coverage pays for damages to other people's property (i.e., car, pole, building).

 

Medical payments: If you or anyone in your car are hurt in an accident (or if you are injured as a pedestrian), this coverage will pay for your medical expenses or funeral costs (up to the limit in your policy).

 

Uninsured or under-insured motorist: This coverage is for bodily injury to you when an accident is caused by another legally responsible person who may be driving with inadequate or no insurance coverage at all.

 

Collision coverage: This pays for damage to your car when it hits or is  hit by another car or object.

 

Comprehensive coverage: This pays for damage to your car resulting from theft, fire, vandalism, hail, animal contact or other covered causes.

 

Convenience coverage is available that includes:

 

Transportation expense: This coverage helps pay rental car costs when your car is disabled as the result of a covered auto accident of loss.

 

Towing: This coverage provides towing or roadside assistance in the event of a breakdown or if you lock your keys in your car or run out of gas.

 

Did you know that taking a higher collision and comprehensive coverage deductible could lower your premium?